Bank-grade finance,
across hemispheres.
The complete CFO function for businesses growing between Australia and Europe. The rigour of a regulated bank and the range of a group CFO, delivered part-time, without a full-time hire.
One operator. The full finance function. Held to the standard a regulator would accept.
When the numbers start to carry consequences
You have outgrown a bookkeeper but cannot yet justify a full-time CFO. You are raising, restructuring, expanding across borders, or getting the business ready for investment or exit. The numbers now carry real consequences, and you need someone who has been accountable for numbers that go to a board, a bank and a regulator.
That is the point where JDS comes in.
A CFO who runs the whole function, not a report writer
Not a report writer who hands you a spreadsheet and leaves. In practice that means:
Finance and reporting you can defend to any board, bank or investor.
Tax, legal, risk and governance handled across jurisdictions, not just your home market.
Cash flow, forecasting and scenario modelling that turn numbers into decisions.
Modern, AI-native systems that give you real-time visibility instead of a monthly rearview.
Investment-ready, audit-ready, decision-ready.
Most fractional CFOs come from general accounting practice. JDS does not.
Bank-grade rigour.
A career built at the regulatory coalface of a bank, reporting directly to a reserve bank with clean external audits year after year. Your books held to that same standard.
The whole function, one person.
Sole-charge group CFO experience running finance, tax, legal, risk, governance, operations and strategy across multiple entities and three jurisdictions at once. Everything owned end to end, nothing left to coordinate across five suppliers.
Built for the corridor.
Years spent running European and Australian operations simultaneously. If you operate between the two, this is someone who has lived the crossing, not read about it.
Modern by default.
Legacy spreadsheets replaced with AI-queryable models and integrated tooling, so finance becomes decision support, not admin.
Four ways to engage
From a single defined piece of work to ongoing leadership.
Finance Diagnostic
A fixed-scope, fixed-fee review of your finance function, controls and readiness, with a clear plan of what to fix and in what order. The best place to start.
Fractional CFO
The complete finance function on an ongoing, part-time retainer. Your CFO, without the full-time cost.
Event engagements
Brought in for the moments where getting finance wrong is expensive: Raise-Ready, to get the business investment-grade before you approach capital; Restructure, for group, shareholder and cross-border structuring done cleanly; Cross-Border Setup, to stand up finance, tax and compliance across Australian and European entities; Exit-Ready, to prepare the business for sale or transition.
We start with a call to understand the business and the moment you are in.
A short diagnostic establishes where finance stands and what needs attention.
We agree scope, whether that is a one-off engagement or an ongoing retainer.
The work gets done to standard, with you kept in clear view of what the numbers mean.
Jaryd de Sousa
Jaryd de Sousa founded JDS after fourteen years spent where financial standards are highest and the accountability is personal.
He began at the regulatory coalface of a bank, responsible for capital reporting straight to a reserve bank and for external audits that came back clean every year. He then spent seven years as sole-charge group CFO of a global business, building the entire finance function from nothing across ten entities and three jurisdictions, including a live multi-jurisdictional group restructure spanning eleven shareholders and six countries.
The through-line is trust earned by delivery. He takes on things others have not, holds a standard whether or not anyone is watching, and translates financial complexity into decisions a room can act on. JDS exists to bring that same standard to businesses that need it for one high-stakes moment, or for the long run.
CPA Australia · CGMA (CIMA) · Honours in Financial Management
- 14+ years in finance
- Bank-grade regulatory background
- Group CFO across 3 jurisdictions
- Clean audits, every year
- Australia and Europe
Ready when the numbers start to matter.
Whether you are raising, restructuring, expanding or preparing to exit, a short call is the place to start.